There is a wide variety of types of financing of them are consumer credit, they have certain characteristics such as being closely linked to the situation that the loan is requested, all consumer credit contracts must be in writing and all parties involved in the contract should have a copy of this agreement.
Some of the most impetrates this consumer credit contract must possess a certificate which will be mentioned where the annual percentage rate also known as SAD, it must be shown as a percentage, if this information is not written that there must be some detail which will be the interest rate on the loan, other important information that should be present is the date of payment of loans, as well as fines.
Another important information that should appear is the cost of the loan, and everything related to other types of adhesion contracts or be conducted at the recruitment of a sickness insurance or unemployment depreciation should also be included in the contract all the information related to rights and obligations that each party assumes, otherwise it may face sanctions
Some of the penalties can be omitted when payment terms, or not clearly detail which is the amount of dues to pay, even if the loan or not refers to the percentage of SAD Shall the customer can only pay the legal interests.
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